27
May 2025
Easing the Burden: Practical Tips for Planning During Health Challenges
Published in General on May 27, 2025
 
                                                            A health challenge, whether our own or that of a loved one, can turn our world upside down. Amidst medical appointments, treatments, and stress, the last thing anyone wants to worry about is navigating logistical and financial complexities.
“I've worked with many families facing such difficult times, and in my experience, some practical planning when facing health uncertainties can ease the burden on everyone involved,” says Sarah Corbette, a spokeswoman from budgetcremation.com.au.
Immediate Steps in a Health Crisis
When there’s a health crisis, concerns often revolve around medical care and facilities. Next, ensure that key family members or trusted friends are aware of the situation, the medical plan, and any immediate needs. Designate a primary contact person to disseminate updates, which can prevent the patient or immediate caregiver from being overwhelmed with calls and messages.
Financial Preparedness
Financial preparedness is key. Medical treatments and associated costs, even with insurance, can be substantial. It’s essential to understand your health insurance coverage thoroughly一what’s included, what are the co-payments, and are there any annual limits? Keep all medical bills, receipts, and insurance correspondence organised in one place. If you anticipate financial strain, speak to the hospital’s social worker or financial counsellor. They can often provide information about support programs, payment plans, or charitable assistance. Research shows that the economic stress on informal caregivers can increase by between 9.9 and 14.5 percentage points.
Legal Documentation
“While it might seem like an added stressor during a health challenge, ensuring you have an up-to-date Will, an Enduring Power of Attorney (for financial decisions), and an Enduring Guardianship (for lifestyle and medical decisions) is vitally important,” according to Corbette.
If the patient becomes unable to make decisions for themselves, these documents ensure their wishes are respected and that someone they trust can act on their behalf. If these aren't in place, it can lead to significant legal complications and resulting distress for the family.
Advance Care Directive
She also stresses that an Advance Care Directive is particularly pertinent during health challenges. This document outlines your preferences for future medical treatment in specific situations, especially if you are unable to communicate your wishes. Having this in place can guide doctors and family members, ensuring your values and choices are honoured. It’s a conversation that should ideally happen when you are well, but it can be addressed even when facing illness.
Practical Support for Daily Life
Dealing with severe or chronic health issues is no easy task, so having practical support for daily life is also key.
If the patient is the primary caregiver for children or elderly relatives, or has pets, arrange for their care. If they live alone, organise for someone to check on their home, collect mail, and manage essential household tasks. For those staying in accommodation near a hospital, like those found through Hospital Stays, think about practicalities like meals, laundry, and transportation to and from the medical facility. Many accommodations offer kitchenettes, which can be a cost-effective and comforting option compared to eating out for every meal.
In Melbourne, several short-stay options near major hospitals—such as The Royal Melbourne Hospital, Peter MacCallum Cancer Centre, and The Alfred—are available through providers like Corporate Keys and Hospital Stays. These accommodations are designed with patient families in mind, offering convenience, comfort, and often discounted rates for extended stays during treatment periods.
Emotional Well-being
Facing health challenges is emotionally draining for both the patient and their loved ones. Carers Australia's 2022 Carer Wellbeing Survey found that informal carers are two and a half times more likely to have low wellbeing compared to the general adult population. They need to look for support from friends, family, support groups, or mental health professionals. Many hospitals have chaplains or counsellors available who can lend a listening ear or share an experience. Taking care of your emotional health is just as important as managing the physical aspects of an illness.
Support for Caregivers
For those supporting a loved one through a hospital stay, remember to take care of yourselves, too. It’s easy to get overwhelmed by caregiving, and informal caregiver burnout is a real risk. The same Carers Australia survey highlighted that 45% of carers report poor health themselves. Ensure you’re eating properly, getting enough rest, and taking breaks. Accept offers of help from others, whether it’s bringing a meal, running an errand, or simply sitting with the patient so you can have some time off.
Finally, while it’s a difficult topic, it’s practical to have some thought given to end-of-life wishes,
especially if the prognosis is life-threatening. This doesn’t mean giving up hope, but rather being prepared. Knowing a person’s preferences for funeral arrangements, for instance, can alleviate a huge burden from the family later.
 
                                                                                     
                                                                                     
                                                                                     
                                                                                     
                                                                                     
                                                                                     
                                                                                     
                                                                                    ![“Surprise Noises Can Feel Like Pain”: New Airport Rule Eases Travel for Autistic Passengers Emma Beardsley once dreaded going through airport security. “I used to panic every time they made me take my headphones off at security,” she recalls. “The noise and the unpredictability can be overwhelming.” Now, thanks to a new policy allowing noise-cancelling headphones to remain on during security checks, Beardsley says she can “travel more confidently and safely.”
In Australia, one in four people lives with a disability, yet the travel system has often failed to accommodate varied needs. Autism-inclusion advocates at Aspect Autism Friendly have welcomed the government’s updated guidelines that let autistic travellers keep their noise-reducing headphones on during screening, calling it a “major step” toward more accessible air travel.
Dr Tom Tutton, head of Aspect Autism Friendly, emphasises the significance of travel in people’s lives: it connects them with family, supports work and learning, and offers new experiences. But he notes the typical airport environment can be especially intense for autistic travellers:
“Airports are busy, noisy, random and quite confusing places … you’ve got renovations, food courts, blenders, coffee grinders, trolleys clattering … and constant security announcements. It’s really, really overwhelming.”
“What might be an irritation for me is something that would absolutely destroy my colleague [who has autism]. Surprise noises of a certain tone or volume can genuinely be experienced as painful.”
Under the new policy — now published on the Australian Government’s Department of Home Affairs website — passengers who rely on noise-cancelling headphones as a disability support may request to wear them through body scanners. The headphones may undergo secondary inspection instead of being forcibly removed.
Dr Tutton describes this adjustment as small in procedure but huge in impact: it removes a key point of sensory distress at a critical moment in the journey. Aspect Autism Friendly is collaborating with airports to ensure that all security staff are informed of the change.
For many autistic travellers, headphones aren’t just optional — they are essential to navigating loud, unpredictable environments. Until now, being required to remove them during security has caused distress or even deterred travel.
Aspect Autism Friendly also works directly with airports, offering staff training, autism-friendly audits, visual stories, sensory maps, and other accommodations. Their prior collaborations include autism-friendly initiatives with Qantas. Dr Tutton notes:
“Airports have become this big focus for us of trying to make that little bit of travel easier and better.”
He advises people planning trips for travellers with disabilities to consult airport websites ahead of time. Some airports already offer quiet rooms or sensory zones — Adelaide, for instance, provides spaces where travellers can step away from the noise and regroup before boarding.
Beyond helping autistic individuals, Dr Tutton believes that more accessible airports benefit everyone. “These supports help lots of other people too,” he says. “When people are more patient, kind and supportive, the benefits flow to everyone. We all prefer environments that are well-structured, sensory-friendly, predictable and easy to navigate.”](https://c3eeedc15c0611d84c18-6d9497f165d09befa49b878e755ba3c4.ssl.cf4.rackcdn.com/photos/blogs/article-1061-1759742013.jpg) 
                                                                                    